Implementing Universal Healthcare Insurance Coverage

One way in which a nation can ensure that all its people have good medical attention is by implementing a universal healthcare insurance coverage scheme. The objective here is to ensure that all people end up with some healthcare insurance coverage. Having such universal healthcare insurance coverage is likely to lead to a situation where people have better health outcomes: you know, things like lower child mortality rates and, possibly, higher life expectancies.

In the absence of a universal healthcare insurance scheme, you can be sure that some people will be unable to get the medical attention they need. It is, of course, easy to talk about employer-provided healthcare insurance. Like if, for instance, you work for a company like Walmart, you can go to the company’s HR portal (like www.walmartone.com), and check to see the extent of your healthcare insurance coverage. But the problem with such employer-provided medical insurance schemes is in the fact that they are only available to folks who are employed. And, at any given point in time, we are bound to have some people who are unemployed.

Therefore, the best way to implement a universal healthcare insurance coverage scheme is by using tax money. It therefore really becomes a question of having the government provide healthcare insurance to all people. And it is not as expensive as it looks. If all people who are employed can continue receiving employer-provided medical insurance coverage, and if all people who are in business and all people who are otherwise able to provide medical insurance for themselves are able to do so, the government would be left with just a small percentage of the population to cater for.

An alternative approach is, of course, where the government makes healthcare services to be available for free to all people: the way UK’s NHS works. Some people will call it ‘socialized’ medicine, but it works – and that is what matters.